Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
Ohio – What you need to know about workers compensation insurance
In Ohio, Work Comp Insurance is monopolistic. What this means is that independent agencies, like Hamler Gingrich, are not able to shop around and sell you Workers Compensation Insurance. Instead, the State of Ohio is the only provider and you must register and purchase the insurance through them.
Fortunately for Ohio businesses – the state does allow us to group businesses together to get better ratings and cheaper premiums. Please click on the below link to see if you qualify for this special rating.
Kentucky, Indiana & Michigan – What you need to know about workers compensation insurance
Hamler Gingrich can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line.
Coverage for office workers using their own vehicles on company business is often needed, as well. If you have employees, it is critical that you consider this workers compensation coverage.
Some Workers Compensation coverage can include:
- Innovative payment systems
- Medical disability case managers
- Utilization management nurses
- Certified life care planning nurses
- Vocational rehabilitation consultants
- Physician consulting services
- Legal staff
- Contracts with medical network providers
- Managed prescription drug program
To find out more about this product and other products and services, contact us today by calling 937-698-4101.