Personal Umbrella Insurance

To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy

Dayton, Ohio – What’s Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Tipp City – Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Hamler Gingrich Insurance to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

To find out more about these, as well as other products and services, call Hamler Gingrich Insurance at 937-698-4101 and we’ll help make sure you’re properly covered.

GET A QUOTE

As a locally owned and operated insurance agency serving West Milton, Tipp City, Troy, Englewood and the entire region of greater Dayton, Ohio, Hamler Gingrich Insurance is committed to providing quality insurance products for individuals and businesses. In 2013, we merged with Favorite Insurance Agency in Tipp City, Ohio, extending our family and our coverage area to serve you better....   Read More »

Contact information

102 North Miami Street
West Milton, OH 45383

115 S Tippecanoe Dr
Tipp City, OH 45371

800-491-2491

937-698-4101