Bar and Tavern Insurance

Through a unique partnership with Illinois Casualty Company, we can offer you best in class insurance for your bar, tavern, nightclub, or other late night establishment.

Imagine this:

You’ve just been served with a lawsuit. The attorney claims his client was seriously injured by two other intoxicated patrons during a bar fight in the bathroom at
your tavern … nearly two years ago. You’ve checked with your staff, but no one remembers the incident.

What will you do now? Are you covered for this? Will your insurance company vigorously defend you against fraudulent claims? Why take the chance that it won’t?

You need a specialist on your side.

Bar and Tavern InsurancePROPERTY COVERAGES

  • Buildings
  • Business personal property
  • Tenant improvements and betterments


  • Business income – Actual loss sustained with no waiting period
  • Equipment breakdown
  • $5,000 for unscheduled buildings
  • Sewer backup
  • Collapse
  • Personal effects of customers
  • Your business personal property off-premises
  • Accounts receivable
  • Valuable papers


  • No annual aggregate limit of insurance
  • Broadened definition of “your premises”
  • Statutory and common law
  • Defense costs outside of limit
  • Premises owner included as an insured

Since Illinois Casualty ‘s founding in 1950 by a group of attorneys, Illinois Casualty has protected taverns like yours from a wide range of business, property and liquor liability losses.


As a locally owned and operated insurance agency serving West Milton, Tipp City, Troy, Englewood and the entire region of greater Dayton, Ohio, Hamler Gingrich Insurance is committed to providing quality insurance products for individuals and businesses. In 2013, we merged with Favorite Insurance Agency in Tipp City, Ohio, extending our family and our coverage area to serve you better....   Read More »

Contact information

102 North Miami Street
West Milton, OH 45383

115 S Tippecanoe Dr
Tipp City, OH 45371